At Care Credit, we’re dedicated to providing a lifeline when financial pressures arise. We specialize in payday loans, offering swift and seamless solutions to bridge the gap. Our mission is to deliver reliable, straightforward financial support with a personal touch, empowering you to navigate life’s unexpected challenges with confidence. Let us assist you in regaining your footing—because we believe everyone deserves a fair opportunity to thrive.
Apply Online: Start your loan process by clicking "Apply on Chat" to receive a loan application form. Our secure form takes just a few minutes to complete, and you’ll receive initial confirmation via chat or other preferred messaging platforms.
Review and Approval: We review your application and notify you of your loan approval within 3 days, with an impressive 20-minute turnaround possible for eligible applications via chat. You’ll receive a confirmation with next steps through chat or alternative communication methods you choose.
Sign Contract: Finalize your loan by signing the agreement electronically after receiving it via chat. This step securely locks in your loan terms, with updates provided via chat or other suitable channels.
Set Up Payment: Provide your bank and card details on our secure payment page to arrange fund release. Automatic repayments will be scheduled based on your input and confirmed via chat or other messaging options you prefer.
Receive Funds and Repay: Receive your loan funds and start repayments automatically on your salary date via debit order. We’ll keep you updated on transactions through chat or other communication tools you select for a seamless experience.
Q: Can I loan more than R5000?
A: Not at the moment, more products are in development and will be available soon.
Q: What is scaling?
A: Because our loans only extended to R2500 we allow qualifying customers to apply for two R2500 loans in one month and receive a total of R5000.
Get Started Today
Reach out with any questions that will help get your journey with Care Credit started.
Need Help or Have a Complaint? Contact us at admin@carecredit.co.za or call 075 287 9452 (Monday-Friday, 8 AM - 5 PM SAST). We aim to resolve your issue within 5 business days. Unresolved matters can be escalated to the National Credit Regulator at creditreg@ncrc.org.za or 0860 627 627.
Data Privacy: Your information is processed per the Protection of Personal Information Act. You have rights to access, correct, or delete your data. Contact admin@carecredit.co.za for requests. We retain your data for 5 years post-loan closure, secured with encryption.
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